Follow these tips if you become involved in an automobile collision for the greatest chance of making a successful insurance claim.
- Stop your car, however minor the accident, making sure you’re in a safe place, and turn off the engine
- Stay calm
- If the accident is serious, call 911 for emergency services immediately
- Exchange both insurance and contact details with the other party (it is the law to do so in an auto collision)
- Use your mobile phone to take photos of all the people present, and the license plates and damage to both vehicles
- Obtain witness details, especially their contact numbers
- Take note of the weather and road conditions
- Go see your family practitioner as soon as practical, or visit the ER or Urgent Care facility if you or anyone in your party has more serious injuries
- Arrange for repairs and possibly a replacement vehicle
- Keep receipts for all expenditures