Follow these tips if you become involved in an automobile collision for the greatest chance of making a successful insurance claim.

  • Stop your car, however minor the accident, making sure you’re in a safe place, and turn off the engine
  • Stay calm
  • If the accident is serious, call 911 for emergency services immediately
  • Exchange both insurance and contact details with the other party (it is the law to do so in an auto collision)
  • Use your mobile phone to take photos of all the people present, and the license plates and damage to both vehicles
  • Obtain witness details, especially their contact numbers
  • Take note of the weather and road conditions
  • Go see your family practitioner as soon as practical, or visit the ER or Urgent Care facility if you or anyone in your party has more serious injuries
  • Arrange for repairs and possibly a replacement vehicle
  • Keep receipts for all expenditures
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